Can I Still Get Paid If Nobody was at Fault in my Car Accident?  By Tod Aronovitz | 03/26/21 | 0 Comment

no fault car accident

You are a careful and observant driver, but this is not always enough to avoid an accident. It has been estimated that the average American will be involved in 4 car accidents in their lifetime. This statistic seems daunting, but you should keep it in mind as you travel from place to place. 

If you have been involved in an accident that caused you injury, it is right that you should know the cause of it. If you believe you did everything right, you may naturally believe the other driver involved in the crash was in the wrong. This is not always the case. Sometimes fault for an accident cannot be established. This does not mean you must give up on compensation. If you find yourself in such a situation, you should contact a Miami car accident attorney. Miami car accident attorneys know how to deal with no-fault car accidents. The Miami car accident lawyers you hire will help you get the money you need to deal with the financial fallout from the crash. 

No-Fault Car Accidents 

Many events and circumstances can cause an accident in which no individual person is responsible. A sudden traffic obstruction, a medical emergency while driving, a mechanical failure—are all things that a driver has no control over and cannot prevent. However, it is important to remember that a no-fault accident can only be established after a thorough investigation. Even if the police officer who shows up at the scene concludes that no one was at fault for the accident and does not issue a ticket, this judgment can be challenged. 

You need not settle for what a patrolman at the scene of an accident has to say about what caused it. You can hire a Miami car accident lawyer who can launch an investigation of their own to determine what actually happened. 

No-Fault Insurance Claim 

If you cannot establish proof that the other driver caused the accident, you can still file a no-fault car insurance claim. In doing so, you will ask that your provider compensate you for medical bills and loss of income. In Florida, no-fault insurance laws protect all the drivers involved in an accident. It allows them to turn to their individual insurance companies to make claims. To get a payout from your insurance company, you must have personal injury protection coverage as part of your policy. If you have PIP, it should provide you with up to $10,000 worth of coverage. 

If your insurance company is trying to get out of its no-fault insurance commitment, your Miami personal injury attorney will take the steps necessary to defend your rights. It is an unfortunate fact that insurance companies have little interest in looking after their clients. Their main aim is to protect their profits by reducing the amount of money they must payout. Do not allow yourself to be short-changed by your insurance company. Take the actions necessary to get the compensation you are entitled to. 

Do Not Feel Limited by No-Fault Insurance 

No-fault insurance is designed to reduce litigation over insurance claims. However, you should not allow this to deter you from asking for the money you need to get the medical treatment you require for your injuries. And you should always remember that you do not have to accept any old offer from your insurance company. If the offer is unfair and incommensurate with all that you have suffered, then you can ask for more. 

Getting into a car accident is a dreadful thing. If you are hospitalized after the event, you should get compensation to pay your medical bills and compensate you for lost income. You should speak to a Miami personal injury lawyer at Aronovitz Law for help and advice.